RULE 21                                                
            MISJOINDER AND NONJOINDER OF PARTIES                                 
                                                                                 
    Misjoinder of parties is not ground for dismissal of an action. Parties      
may be dropped or added by order of the court on motion of any party or of       
its own initiative at any stage of the action and on such terms as are           
just. Any claim against a party may be severed and proceeded with                
separately.